Fostering in London Guide: Allowances, Best Agencies and How to Apply

Fostering is a vital part of the child protection system in the United Kingdom. In London, the demand for foster homes is high, and the local authority and independent agencies work closely to match suitable carers with children who need a stable, caring environment. This guide explains what fostering is, who can become a foster carer, the assessment process, the support and training you will receive, the payment structure, and how to apply in London. It also compares local authority and independent agencies and highlights the challenges you may face.

What fostering is and who it helps

Fostering is a voluntary arrangement in which an adult or a couple takes responsibility for a child or young person who is not living with their birth family. Foster carers provide a safe, nurturing home while the child remains in the care system. The goal is to give the child a stable environment, support their development, and, where possible, maintain links with their family or community.

Children who are fostered in London include those with complex care needs, those awaiting adoption, and those who require short‑term or long‑term placements. Foster carers help children build confidence, develop life skills, and often play a key role in their educational progress.

Benefits and responsibilities of foster carers

Foster carers receive support, training and financial allowances from the local authority. They also gain personal satisfaction from making a lasting difference in a child’s life.

Responsibilities include:

• Providing a safe, healthy home environment
• Ensuring the child’s physical, emotional and educational needs are met
• Attending regular meetings with social workers
• Keeping accurate records of the child’s progress
• Co‑operating with the child’s birth family and any support agencies

Eligibility and assessment process

Initial application

To start the process, you must be at least 21 years old (or 18 if you are a parent of a child who will be fostered). You need to have a suitable home with at least one spare bedroom and a safe, secure environment.

Home study

The home study is a comprehensive assessment of your suitability as a foster carer. It covers your personal history, health, family dynamics, finances, and the suitability of your home. A social worker will visit your home and conduct interviews with you and any other adults in the household.

Checks

Background checks are mandatory. These include:

• Disclosure and Barring Service (DBS) check
• Health check to ensure you can meet the child’s medical needs
• Financial and tenancy checks if you rent
• Reference checks from employers and community organisations

All checks are carried out in line with the Safeguarding Children Act 2015 and the Social Services (Children’s Allowances) Regulations 2007.

Support, training and supervision provided

Once approved, you will receive ongoing support from your agency. This includes:

• Initial training covering child protection, health and safety, and legal responsibilities
• Regular supervision sessions with a social worker or agency supervisor
• Access to peer support groups and specialist training for children with specific needs
• Guidance on budgeting and managing the child’s allowances

Training is delivered in a mix of classroom and online formats, allowing you to balance it with work or other commitments.

Allowances and payment structure explanation

According to official UK fostering guidance and local authority policies, foster carers receive a monthly allowance that covers the child’s living costs, clothing, and other necessary items. The allowance is designed to reflect the child’s age, health needs and any additional support required.

In London, the allowance structure is aligned with national standards but may include a small local adjustment to reflect the cost of living. The payment is made directly to the carer’s bank account on a monthly basis.

Additionally, carers may receive:

• Travel and mileage reimbursements for school or medical appointments
• Holiday payments for longer placements
• Specialist allowance for children with complex needs

How to apply for fostering in London

Step‑by‑step guide

1. Research agencies – Identify local authority and independent agencies that operate in London.
2. Initial contact – Call or email to express your interest and request an application form.
3. Submit the application – Complete the online or paper application, providing details of your home, family and any relevant experience.
4. Attend an information session – Many agencies host sessions to explain the role and answer questions.
5. Home study and checks – Once your application is accepted, the agency will arrange the home study and background checks.
6. Approval and training – After successful assessment, you will receive an approval letter and be invited to training.
7. Placement – You will be matched with a child or young person and will start your fostering journey.

Choosing an agency

Deciding between a local authority and an independent agency depends on your preferences and circumstances. Local authority fostering is often more integrated with the wider child welfare system, while independent agencies may offer more flexibility in placement options and support services.

For a balanced view, read about the differences between local authority and independent fostering agencies.

Local fostering context and agencies including nearby areas

Local authority fostering in London

London boroughs such as Lambeth, Westminster, and Greenwich operate their own fostering services. They collaborate with the Department for Education and the Office for Standards in Education, Children’s Services and Skills to ensure high standards of care.

Independent fostering agencies

Independent agencies such as Fostering News and others provide specialized services, including therapeutic fostering and placements for children with special educational needs. They often have a broader network across South London, East London, North London and West London.

When selecting an agency, consider:

• Agency reputation and accreditation
• Support services offered
• Placement types available
• Fee structure (most agencies are fee‑free for carers)

Common challenges and realistic expectations

Fostering is rewarding but not without its challenges. Common issues include:

• Managing the child’s behavioural or emotional needs
• Balancing fostering responsibilities with work or other commitments
• Dealing with the emotional impact of a child’s trauma
• Navigating the bureaucracy of social services paperwork
• Maintaining a positive relationship with the child’s birth family

It is essential to recognise that fostering is a long‑term commitment. The support network, training and allowances are designed to help you cope with these challenges.

FAQs

What are the main differences between local authority and independent fostering?

Local authority fostering is directly managed by the borough council and often has more integrated support with other child welfare services. Independent agencies may offer more flexibility in placement types and additional specialist support, but they also operate under the same statutory regulations.

How long does the fostering application process take in London?

From the initial application to approval, the process typically takes between three and six months, depending on the complexity of the case and the speed of completing checks and the home study.

Can I foster if I live in a rented property?

Yes, you can foster in a rented home provided you have a suitable spare bedroom and can demonstrate that the landlord consents to the arrangement. The agency will verify tenancy details during the assessment.

What kind of training do new foster carers receive?

Training covers child protection, health and safety, legal responsibilities, and specific modules for children with special needs. It is delivered through a combination of classroom sessions, online modules and practical supervision.

Will I receive any tax relief for fostering?

Foster carers may qualify for tax relief on certain costs related to the child’s care. It is advisable to consult a tax professional or refer to foster carer tax and record‑keeping guidance for detailed information.

This article is for general information only. Check local authority guidance and speak with an approved fostering agency or social worker.